Home Loans Loan Against Property

Turn Property into Possibility with a

Loan Against Property

Build Strong Foundations with a Property Loan. Our property loan comes with flexible repayment options, minimal documentation, and complete transparency.

New Offers for Customers
No Guarantor / Collateral
No Hidden Charges
Unique Variants

About Loan Against Property

A loan against property is a secured credit option that provides funding support by leveraging your property as collateral.

Build Strong Foundations with a Property Loan. Our property loan comes with flexible repayment options, minimal documentation, and complete transparency.

Key Features & Benefits

Home Purchase & Ownership

Finance the purchase of your dream home with ease and flexible support.

Construction & Renovation

Build a new property or renovate your existing space to match your needs and lifestyle.

Investment in Real Estate

Expand your portfolio by investing in residential or commercial property.

Emergency Housing Needs

Address urgent property-related expenses promptly without straining your finances.

Loan Against Property Eligibility Criteria

Age of the applicant should be between 21 to 65 years

Stable employment or consistent income source

Minimum income as specified by the lender

Credit score of 650 or above

Healthy debt-to-income ratio

Consistently good credit history

Clear repayment record

Must be a Resident Citizen of India

Documents Required for Loan Against Property

Document Type Details
Identity Proof Passport, Voter's ID, Driving License, PAN Card, Aadhaar Card
Proof of Residence Passport, Voter's ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill, Rent Agreement
Age Proof Passport, Voter's ID, Driving License, PAN Card, Aadhaar Card
Income Proof 1 year Bank statement, 3 months Salary Slips, 2-3 Years ITR (Income Tax Return)
Employment Proof Employment Certificate, Office address proof
Photograph Passport-size photographs
Business Proof Partnership deed, MOA, AOA (Self-employed)

EMI Calculator for Loan Against Property

An EMI calculator helps you estimate the monthly installments payable on your loan against property.

Calculate Now

Fees & Charges for Loan Against Property

Loan Against Property fees and charges may differ based on the banks and individual profile. Other applicable charges may include documentation fees, verification fees, duplicate statement charges, cheque bounce charges, and more, depending on the lender.

Ready to Apply for a Loan Against Property?

Get started today with minimal documentation and quick approval. Our team is here to help you every step of the way.

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